Chapter 13 Debtors to continue to pay their student loans through the life of a chapter 13 Plan.

Until recently, a Chapter 13 Debtor could not pay their student loans during the course of their bankruptcy case, because this was held to be discrimination against the debtor’s unsecured creditors.  However, in accordance with a recent case decision successfully argued by Attorney, Perry D. Monioudis, Esq., in the case of In re Kalfayan, Case No. 09-21158-BKC-JKO, the U.S. Bankruptcy Court for the Southern District of Florida held that under the circumstances of that case, discriminating in favor of the student loan creditor will benefit other unsecured creditors and thus not constitute unfair discrimination under the bankruptcy laws.  As a result, you may be able to continue to pay for your student loans, during your bankruptcy case, to the detriment of your unsecured creditors.  Please call Attorney, Perry D. Monioudis, Esq., should you have any questions concerning your student loans or if you wish to ask specific questions concerning this case.

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Call Attorney Perry D Monioudis to Get help to file bankruptcy.

954-523-8787

Florida Plans Immigration Protests

Sunday , April 30, 2006

MIAMI  — 

Immigration activists planned marches, prayer and demonstrations across South Florida in honor of Monday’s National Day of Action.

But many expected fewer immigrants to attend than the more than 75,000 who attended the April 11 rally in Fort Myers. That number surprised even organizers. Activists said a few immigrants lost their jobs after that march, and many were concerned about recent Homeland Security immigration raids, in which hundreds of immigrants were rounded up.

In West Palm Beach, organizers decided to lead a march Sunday instead of Monday to ensure immigrants working in the booming construction and resort industry would not have to miss work.

“We have received a number of people who were being threatened by their employers that they would be fired if they didn’t come, so we changed it,” said Carlos Cisneros, of the Guatemalan Maya Quetzal Organization, which has helped sponsor the event.

“We’re not officially coordinating a work stoppage. We are leaving it up to every individual. We don’t want people to lose a job, but we want to encourage people to stand up for their rights,” said Maria Rodriguez, head of the Florida Immigrant Coalition.

Activists in Fort Lauderdale were organizing a day of prayer followed by a rally. In Sarasota, demonstrators planned to join arms across the Ringling Bridge, and in Miami activists planned to gather at the Orange Bowl. Other groups planned events in Belle Glade, Fort Pierce and Tampa.

Yolanda Delmontes, 36, who came to the United States illegally eight years ago was among those who planned to march Monday in Homestead.

“We are afraid, but we have to come out and make our voice heard,” said the Mexican native.

Ray Gilmer, spokesman for the Florida Fruit and Vegetable Association, said the timing of the protests was tough for growers in the area, as the Valencia juice oranges are in full harvest. A recent heat-wave has also meant vegetables are ripening more quickly and can’t sit on the vine.

But Gilmer added that if the walkout helps call attention to the need for an improved guest worker program, “one day of lost production is worth the political momentum that might come from it.”

A. Duda & Sons Inc. and Taylor & Fulton Farms both agreed to give workers the day off Monday.

Fear instilled by recent immigration raids has actually made employers more sympathetic toward workers, said Homestead activist Jonathan Fried. He said several plant nurseries in the area were planning to remain closed Monday.

“People are determined to do something about the immigration laws. They are fighting for their rights as human beings,” he said.

While, a growing number of immigration activists are worried that the May 1 marches could spark more backlash, they believe in the end the positive effect is worth it.

Spanish-language radio stations warned participants not to take alcohol to the march.

“Some people instinctively have a negative reaction to things of that sort,” said political analyst and immigration reform advocate, Ana Navarro.

But she added, “Marches and protests have been effective in the past, and I’m sure opinions of them were divided then too. The picture of half a million people marching is a powerful image.”